Secure your Financial Legacy Today
Our plans are tailored to your specific needs, so you can rest assured that you’re getting the coverage you need at a price you can afford.
At CMC Independent
CMC Independent Insurance prides itself on tailoring coverage options to meet the unique needs of each client. Whether you are an individual seeking personal coverage or a business owner safeguarding assets, CMC works diligently to understand your situation and provide customized solutions.
Our Services
WHOLE AND TERM LIFE INSURANCE
Whole life insurance provides lifelong protection and financial security. With fixed premiums and a guaranteed death benefit, it ensures your loved ones receive support, no matter what life throws their way. Benefits include:
Lifetime Coverage: Enjoy coverage for your entire life, providing peace of mind to you and your family.
Cash Value Growth: Build cash value over time, offering a valuable asset that can be borrowed against or used for future expenses.
Estate Planning: Safeguard your legacy by passing on tax-free proceeds to your beneficiaries, aiding in estate planning and inheritance.
Ask us about our No Medical Exam required Policies!
FINAL EXPENSE LIFE INSURANCE
Final Expense insurance is designed to ease the financial burden on your family after you’re gone. It covers end-of-life expenses, including funeral costs, medical bills, outstanding debts, and other related expenses. By securing this policy, you’re making a thoughtful and responsible decision to protect your family from unexpected financial strains during an emotional period.
Benefits of Final Expense Life Insurance:
Financial Protection: Ensure that your loved ones don’t face financial hardships in settling your final expenses.
Ease of Access: This policy typically offers straightforward and accessible coverage without the complexities of traditional life insurance.
MORTGAGE PROTECTION LIFE INSURANCE
Did you know there was a Life Insurance product that could help you pay off your Mortgage?
Mortgage Protection Life Insurance is a specialized policy designed to pay off your mortgage in the event of your death, providing peace of mind to you and your family. It ensures that your loved ones can stay in their home without the financial burden of mortgage payments.
Key Benefits:
Security for Your Loved Ones: Protect your family from the burden of mortgage payments in case of unexpected events. This insurance ensures that your loved ones can maintain the comfort and stability of their home.
ANNUITIES
Annuities are powerful financial tools designed to provide a steady income stream during retirement. They offer a reliable way to protect your hard-earned savings and ensure a consistent flow of income, allowing you to enjoy life to the fullest without worrying about financial uncertainties.
Benefits You Can Count On:
Lifetime Income: Enjoy peace of mind with guaranteed income for life, safeguarding against the risk of outliving your savings.
Indexed Universal Insurance
Indexed Universal Life Insurance is a versatile and powerful life insurance product that provides both a death benefit for your loved ones and a cash value component that can accumulate over time. What sets IUL apart is its potential to grow cash value based on the performance of an underlying market index, offering the opportunity to capture market gains while also providing a safeguard against market downturns.
Living Benefits
Wouldn’t you like to be able to access your policy funds while you were still alive? CMC Independent has you covered. Living benefits are funds that can be accessed while you’re still alive, and are available on some life insurance policies. They exist to provide financial support if you are diagnosed with a terminal illness, chronic illness or require long-term care. Living benefits essentially allow the insured to access money from the policy’s death benefit while they’re still alive. These funds can be used to pay for expenses associated with terminal or chronic illness, such as medical care, hospice or nursing home care, in-home caretakers and more. Please inquire for more information.
Chris Caporale Licensed Insurance Agent
Chris Caporale is a dedicated and professional Life Insurance Agent, deeply committed to securing your family’s financial future. As a devoted family man, Chris understands the significance of ensuring a secure future for your loved ones. His commitment to family is not merely a promise but a way of life. Chris recognizes that life’s uncertainties can bring unexpected challenges, which is why he is wholeheartedly dedicated to helping you navigate these uncertainties with a personalized life insurance plan. With over 20 years of experience as a retired law enforcement officer, Chris brings a wealth of expertise in protecting and serving our community. Throughout his distinguished career, he cultivated strong values of integrity, commitment, and trust. These values are now channeled into safeguarding your family’s well-being. In choosing Chris as your Life Insurance Agent, you’re not only securing your family’s financial future, but you’re also entrusting your loved ones’ well-being to a professional who places a premium on family, commitment, and your peace of mind. Allow Chris to guide you in securing your financial legacy; you won’t always be here to protect your family, but you can start today!
Our Life Insurance Partners, Plus More!!
About Us
Welcome to CMC Independent Insurance, where we redefine your insurance experience with a commitment to personalized service, comprehensive coverage, and unwavering integrity. At CMC, we understand that insurance is more than just policies; it’s about protecting what matters most to you – your family, your assets, and your peace of mind.
CMC Independent Insurance has proven to be a reliable partner in securing my peace of mind. The team is professional, and they take the time to understand individual needs. Their coverage options are comprehensive, providing a sense of security for me and my family. I appreciate their commitment to excellent customer service and would highly recommend CMC to anyone seeking trustworthy insurance solutions.
What sets CMC Independent Insurance apart is their personalized approach to insurance. The team genuinely cares about their clients and goes the extra mile to tailor coverage to individual needs. Their attention to detail and commitment to finding the best insurance solutions make them a standout choice. If you're looking for an insurance provider that values a personalized touch, CMC is the way to go.
CMC Independent Insurance impressed me with their transparency and honesty. From the initial consultation to policy details, everything was clearly explained, leaving no room for confusion. This level of transparency is refreshing in the insurance industry. I feel confident in the coverage I've chosen, knowing that CMC has been upfront and honest throughout the entire process.
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Get In Touch With Us!
Business Hours
Monday – Friday 7:30 AM – 7:00 PM
Saturday 8:00 AM – 5:00 PM
Sunday By appointment only
Phone
+ 1 (203)410-8984
Address
Fort Hale Road
New Haven CT, 06512
NPN:20867358